Stop Wage Garnishments & Bank Levies
Start With a FREE Tax Levy Relief Consultation
Your bank account is frozen, or your paycheck is being garnished. Or maybe you just received an IRS notice threatening to take your assets. Then, you need our help.
An IRS levy action is one of the most aggressive collection tools the federal government has, and once it starts, it won’t stop on its own.
America Tax Group helps individuals and businesses across the country fight back. We stop levy actions, respond to IRS notices before enforcement begins, and develop a resolution strategy to protect your income, accounts, and assets. If you’re already dealing with IRS levy action, time is working against you.
Get immediate help with IRS levy relief. Contact us today.
Our Experience, Your Needs: Help with IRS Levies
We work with clients facing every type of levy situation, including first-time notices and active enforcement already underway. America Tax Group handles:
- Bank accounts frozen due to IRS or state tax levies.
- Wage garnishments resulting from federal or state tax debt.
- Real estate and personal property levies, as the IRS can legally pursue physical assets in addition to cash.
- Business levies on inventory, receivables, and other company assets.
- Trust and estate levies for unresolved tax debt tied to an estate or trust.
- Federal contractor payment levies under the IRS Federal Payment Levy Program, which allows the IRS to claim up to 100% of federal payments owed to contractors.
- Employment tax levies, including disqualified employment levies for unpaid payroll taxes.
- Final intent to levy notices, including CP504 and LT11 notices that trigger your right to appeal.
- Revenue officer assignments, which signal that the IRS is escalating collection and a levy is imminent.
- Levies filed in error because the IRS makes mistakes, and we protect your rights when they do.
- Financial hardship cases where a levy is making it impossible for you to pay your rent, mortgage, and other necessary bills.
- Alter ego and nominee levies, which are complex enforcement actions where the IRS targets related parties or entities.
We can tell you that no two levy situations are the same. However, we’ve handled the full range of levy types and know how to move fast when necessary.
How We Help You Stop and Resolve IRS Levies
Stopping a levy is our priority. Here’s how we do it:
- 01
Case evaluation
When you contact us, we assess your situation and identify the fastest available path to get a levy hold or release from the IRS. Speed matters here, since even one day of delay can allow the agency to seize more funds or wages.
- 02
Notice review / immediate action
If you’ve received an IRS Notice to Levy (e.g., CP504, LT11, or Letter 1058), you may still have time to stop enforcement before it begins. We’ll check and take action before the deadline.
- 03
Appeals / negotiation
A Collection Due Process (CDP) hearing gives you the legal right to challenge a levy. We file the CDP requests, present your case, and use the appeal to pause enforcement while we negotiate a resolution.
- 04
Levy release
When the IRS makes procedural mistakes like issuing a levy without proper notice, levying the wrong account, or violating your rights, we push back. We can obtain a release of levy from the IRS when it fails to follow its own procedures.
- 05
Representation
Revenue officers and IRS agents aren’t always the easiest to communicate with. We handle all contact on your behalf as your advocates.
- 06
Resolution
In many cases, we can negotiate agreements that stop the levy and establish a payment or resolution structure to prevent future enforcement.
- 07
Tracking / follow-up
The IRS doesn’t always move quickly once we reach an agreement. We track progress, respond to follow-up requests, and keep things from falling through the cracks.
After navigating countless levy actions, we can tell you that no two levy situations are the same. Fortunately, our tax resolution experts have the experience needed to move quickly and efficiently toward a favorable solution.
What Happens If You Ignore a Tax Levy
When they receive a Notice of Intent to Levy letter, people sometimes wait, hoping the IRS will change its mind. Unfortunately, that doesn’t happen. If you ignore that letter or don’t take steps to resolve a levy:
Wage garnishments continue
The IRS takes a set amount from every paycheck until you’ve paid off the debt or reached a resolution. There’s no automatic stop. You may struggle to pay important bills like your mortgage or rent, utilities, and car payment.
Banks send levied funds to the IRS
Once the holding period ends on the bank account freeze, you permanently lose the funds to the IRS. The agency can also levy future deposits by sending an additional notice to the bank.
Businesses lose assets and experience disruption
Levies on receivables or accounts receivable can make it impossible to pay vendors, employees, and business expenses, seriously disrupting your operations.
The longer the collection goes unresolved, the greater your risk of asset seizure (the IRS taking physical property, real estate, or business assets).
How much can the IRS levy?
The IRS has broad collection power and can take quite a bit through wage garnishments, bank levies, and asset seizures.
For example, the agency doesn’t take a flat percentage of your wages like private creditors (usually capped at 25%). Instead, it uses a fixed, exemption income table to calculate how much you need to live on, and garnishes everything else. This calculation means you may lose 50%, 70%, or even more of your paycheck to the IRS until your debt is paid off. And for federal contractors, the IRS Federal Payment Levy Program allows the seizure of up to 100% of some payments.
The IRS can take everything in your bank account on the day the levy is issued. And the agency can keep reissuing levy notices until they've collected everything you owe.
What about physical assets? The IRS only targets physical assets in extreme cases, but when they do, their power is unparalleled. They can take everything, even your home, if the conditions are right.
The best way to stop this process? Getting professional help immediately.
Our Process: Customized Levy Relief
We built our process to help as many of our clients as possible get fast, effective results.
- 01Contact us for a free consultation. You describe your situation, which we’ll assess, and then clearly explain your options without pressure or legal jargon.
- 02We’ll pull your IRS transcripts, review notices, and identify exactly where you stand: what you owe, what the IRS has assessed, and what options you have.
- 03We create a customized plan for every client. We identify the fastest path to stop enforcement and the best resolution strategy for each specific financial situation.
- 04We contact the IRS on your behalf, file any appeals or requests, and negotiate with agents and revenue officers to stop the levy and achieve resolution.
- 05IRS cases involve plenty of paperwork, deadlines, and follow-up. We handle it all, so nothing gets missed, and you don’t have to wonder what’s happening.
- 06Once the levy is resolved, we make sure you’re protected going forward. We help you address the underlying debt and take the necessary steps to prevent future enforcement.
Tax Resolution Strategies to Prevent Tax Levies
Stopping a looming (or started) levy takes priority. Resolving the debt keeps it from returning. Depending on your situation, your resolution options may include:
Structured monthly payment plans satisfy tax debt over time and keep the IRS from taking other enforcement action while you pay.
If you can’t pay your full tax debt, the IRS may accept a settlement for less. We evaluate your eligibility and handle the application process.
Currently not collectible (CNC) status
If paying your tax debt would cause genuine financial hardship, the IRS can temporarily pause all collection activity. While CNC won’t erase your debt, it pauses enforcement, giving you time to get back on your feet.
A caveat: Not every option works for every situation. But we build personalized strategies because the right choice depends on your income, assets, type of debt, and long-term financial goals.
When to Hire a Tax Professional for IRS Levy Help
If you face any of the following situations, don’t try to navigate the system alone. A qualified, experienced tax professional can help if:
- You’ve received a wage garnishment notice.
- The IRS has already begun docking your paycheck.
- The IRS has frozen or seized funds from your bank account.
- Your business accounts are affected, and operations are at risk.
- You need immediate IRS intervention but don’t know how to initiate it.
- You’ve tried to resolve this situation on your own, and it hasn’t worked.
The IRS responds differently to represented taxpayers. A tax professional who understands IRS collection procedures speaks the same language as its agents, can file the correct documents at the right time, and can move faster than someone unfamiliar with the process or system.
If you don’t know what to do next, that’s why we’re here.
Why Choose America Tax Group
California-based America Tax Group stands out from the competition. Our team includes enrolled agents, CPAs, and tax professionals with real resolution experience. We’re not a call center that hands you off to someone who never learns your name.
- We help individuals and businesses in every state, not just California, though our team has deep expertise in California state tax levies and FTB enforcement.
- IRS levy cases don’t have the luxury of slow timelines or procrastination. We’re structured to move fast.
- We understand the IRS collection process from the inside, including notices, timelines, CDP rights, revenue officer procedures, and we’ll explore every option available to stop enforcement.
- We don’t give cookie-cutter advice. Your situation is specific, and your plan should be, too.
- You’ll always know what’s happening with your case, including what we’ve filed, how the IRS responded, and what comes next.



