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PARTIAL PAYMENT INSTALLMENT AGREEMENT (PPIA)

Settle IRS Debt for Less
While Paying Over Time

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Settle IRS Debt for Less While Paying Over Time

If you can’t afford to pay your full tax balance but can make smaller, manageable payments, you may qualify for a Partial Payment Installment Agreement (PPIA).

This program lets you pay a reduced portion of your debt over time, and once the agreement ends, the IRS forgives the remaining balance. It’s one of the most effective long-term relief options for taxpayers who don’t qualify for an Offer in Compromise but still need flexibility and protection.

At America Tax Group, our Licensed Enrolled Agents and Tax Attorneys handle the entire process from financial review and paperwork to direct IRS negotiation ensuring you pay only what’s fair, never more.

No More IRS Anxiety

Just 3 Steps with a Legal Team that Gets It

1

Get You Protected

Examine
with IRS/State
to stop threats.

2

Conduct Analysis

Pinpoint the
smartest path to
total relief.

3

Negotiate & Settle

Slash your
tax debt and
keep more.

Fast Relief Options

The IRS allows Partial Payment Installment Agreements for taxpayers who can pay something but not everything.
We move fast to:

  • Review your full financial picture to determine PPIA eligibility
  • Calculate your lowest possible monthly payment
  • Prepare and submit all required IRS forms and financial documentation
  • Negotiate directly with the IRS to lock in affordable terms and stop aggressive collections

Once approved, your PPIA puts you in compliance and protects you from levies, garnishments, and new penalties while keeping your payments realistic.

Prevent Future Tax Stress

To stay compliant and keep your agreement active:

  • File all future tax returns on time
  • Make each monthly payment on schedule
  • Notify us if your income or expenses change
  • Reassess your plan annually with your tax professional

Consistency protects your agreement and keeps the IRS off your back for good.

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Daniel
Meet Daniel
The Trusted Lawyer Leading Your Fight to Tax Relief
Known for his strategic, client-focused approach, Daniel helps clients qualify for Partial Payment Installment Agreements that significantly reduce what they owe. Daniel with his team combines deep IRS negotiation experience with personal attention to secure the most affordable and realistic resolutions for every client.
LEARN MORE →

Hear it from our clients

Frequently Asked Questions

FAQ Section
Partial Payment Installment Agreement (PPIA)
What is a Partial Payment Installment Agreement (PPIA)?
It’s an IRS payment plan that lets you pay a reduced amount of your tax debt over time, with the remainder forgiven after the agreement period.
How is it different from a regular Installment Agreement?
A standard plan pays your full debt. A PPIA reduces your balance based on what you can afford.
How long does a PPIA last?
It varies, but usually continues until the IRS’s collection period expires (typically 10 years from assessment).
Can I qualify if I already have a payment plan?
Yes, if your financial situation has changed, we can review and renegotiate for a lower payment through a PPIA.
Do you offer a free consultation?
Yes, your first consultation is free, confidential, and includes a full financial eligibility review.

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