Currently Non-Collectible – americataxgroup.com

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CURRENTLY NON-COLLECTIBLE

Currently Non-Collectible (CNC)

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Currently Non-Collectible (CNC)

The IRS recognizes that some taxpayers simply can’t pay their debts without causing financial hardship. In these cases, they may approve a Currently Non-Collectible (CNC) status, which temporarily suspends IRS collection efforts. This protection can stop wage garnishments, bank levies, and collection calls—but you must prove financial hardship to qualify.

At America Tax Group, our licensed Enrolled Agents and tax attorneys prepare and submit the full CNC request on your behalf. We gather and review your financial records, ensure accuracy in the required IRS forms, and negotiate directly with the IRS to get your account placed into CNC. We also monitor your case to protect you from sudden changes or collection attempts.

Our team handles everything—from determining eligibility to defending your financial hardship status if challenged. We know exactly how to demonstrate to the IRS that you cannot pay, giving you breathing room and peace of mind.

Get Immediate Help With:

Filing CNC requests with the IRS
Preparing and submitting financial hardship documentation
Stopping wage garnishments and bank levies
Reviewing your case for liens or other risks
Monitoring and defending your CNC status with the IRS

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Get Help with Currently Non-Collectible (CNC) Status

If you’re buried in tax debt but truly can’t afford to pay, the IRS may place your account into Currently Non-Collectible (CNC) status. This means the IRS temporarily stops all collection actions—including levies and garnishments—because they recognize you don’t have the ability to pay. But qualifying isn’t automatic, and one wrong move can get your request denied.

With just one phone call, you’ll get all your CNC questions answered by a licensed tax professional who knows how to negotiate directly with the IRS:

"Do I really qualify for CNC status, or will the IRS still come after me?"
"How long does CNC status last once approved?"
"Will penalties and interest keep adding up while I’m in CNC?"
"What financial documents do I need to prove I can’t pay?"
"Can the IRS still put a lien on my property even if I’m in CNC?"
“What happens when my financial situation changes?”

Don’t risk dealing with the IRS alone. During your Free No Obligation Consultation, you’ll discover if you qualify, how to apply, and what protections CNC status can give you right now.

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Known for his strategic, client-focused approach and personal attention, Daniel advocates fiercely to reduce tax debts, protect rights, and secure the best legal outcomes for every client.

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Frequently Asked Questions

FAQ Section

Tax Debt Reduction & Payment Plans

IRS Collections & Enforcement

Refunds & Audits

Currently Not Collectible (CNC) Status

Can you reduce my tax liability including penalties?

Yes. Our licensed tax professionals explore all available legal strategies to reduce your total liability—including abating penalties where possible through IRS-approved programs.

Can you negotiate a favorable payment plan for me?

Absolutely. We work directly with the IRS and state agencies to set up Installment Agreements, Offers in Compromise, and other flexible payment plans based on your financial situation.

Can you lower my debt without a full payment through an Offer in Compromise?

Yes. If you qualify, the IRS may accept less than the full amount owed, based on your ability to pay and financial hardship.

Do you offer a free consultation?

Yes, we offer a 100% free and confidential consultation to evaluate your case and explain your options—no strings attached.

Can you stop the IRS from garnishing my wages?

Yes. We act quickly to stop wage garnishments by contacting the IRS and negotiating a resolution or submitting a hardship or appeal on your behalf.

Can the IRS collect my tax debt forever?

No. The IRS generally has 10 years from the date of assessment to collect a tax debt, known as the Collection Statute Expiration Date (CSED). However, certain events—like bankruptcy or filing an appeal—can pause that 10-year clock.

What happens after the IRS statute of limitations expires?

Once the CSED passes, the IRS can no longer legally collect that debt. However, they may become more aggressive the closer your debt is to expiration, so it’s important to have a tax professional monitor your case carefully.

Can you stop bank levies or property liens?

Yes. We can negotiate with the IRS to release or prevent bank levies and remove liens if you qualify for certain relief programs.

Can I get back an old tax refund I forgot to claim?

Only if it's within three years of the original filing deadline. After that, the IRS won't issue a refund—even if you were entitled to one.

How long does the IRS have to audit my tax return?

The IRS typically has 3 years from your tax filing deadline to complete an audit. In cases of suspected fraud, however, they may have more time.

Can I avoid penalties if I made a mistake on my return?

In some cases, yes. The IRS may remove penalties if you can show reasonable cause or qualify for First Time Penalty Abatement.

Will you represent me during an IRS audit?

Yes. Our licensed professionals can handle all communication with the IRS and represent you during the entire audit process.

What is the Currently Not Collectible (CNC) status?

This status temporarily stops IRS collections if you can prove financial hardship. While it doesn’t erase your debt, it can pause aggressive actions like levies and wage garnishments.

How do I qualify for CNC status with the IRS?

You must show that you can’t pay your tax debt without risking essential living expenses. The IRS considers your income, expenses, number of dependents, and even the cost of living in your county.

How long can I stay on CNC status?

Usually, the IRS reviews your financial situation every 2 years. If your hardship continues, you may remain in CNC status—but if your income rises, you could be removed from the program.

Can CNC stop interest from building on my debt?

No. Interest continues to accrue while in CNC, but it prevents active collection actions like garnishments and levies.